Terms of Use

Union Shopper Mortgage Planners is serviced by eChoice Pty Ltd. eChoice Terms of Use is as per below:

Terms and Conditions of use

The following outlines how you should use this site.

Change of Terms

eChoice has the right at any time to change or modify the terms or conditions applicable to the use of this site.

Who owns this site?

This site is owned and operated by eChoice Pty Ltd. The user acknowledges that eChoice and the names of eChoice’s products are the intellectual property of eChoice. All material on this Web site is copyright © 1998-2009 eChoice Pty Ltd unless otherwise indicated. All other trademarks appearing on eChoice’s Web site are the property of their respective owners.

Who can use material on this site?

eChoice authorises the user to copy any material published by eChoice and placed on this Web site for non-commercial use only, provided that any copied material from the Web site retains all copyright or other proprietary notices and any disclaimers.

How should I act on the information provided at this site?

The purpose of this site is to provide you with an information service. If you think you may need investment advice, we suggest you approach a licensed investment adviser. You are also advised to consult with a financial representative prior to the execution of credit documentation with any financial institution. Nothing in this site should be taken by you to be the giving of investment advice.

Limitation of Liability

The eChoice Home Loan Information Site is provided on an “as is” basis without warranties of any kind, either express or implied, including (but not limited to) warranties of merchantability or fitness for a particular purpose, other than those warranties that are implied by and incapable of exclusion, restriction or modification under the laws applicable to transactions conducted on the eChoice site.

The user expressly agrees that use of the eChoice site is at the user’s sole risk. Neither eChoice, its affiliates nor any of their respective employees, agents, third-party content providers or licensors warrant that eChoice will be uninterrupted or error-free. Nor do they make any warranty as to the results that may be obtained from use of the eChoice site, or as to the accuracy, reliability or content of any information or service provided through the eChoice site.

This disclaimer of liability applies to any damages or injury from any cause including, without limitation, failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorised access to, alteration of, or use of record, whether for breach of contract, tortious behaviour, negligence or under any other cause of action. The user specifically acknowledges that eChoice is not liable for the defamatory, offensive or illegal conduct of other users or their parties and that the risk of injury from the foregoing rests entirely with the user.

In no event will eChoice, or its agents or affiliates be liable for any damages, including (without limitation) direct, indirect, consequential, special, incidental or punitive damages arising out of the use (or of inability to use) the eChoice site, and the user hereby acknowledges that the provisions of this section shall apply to all content on the eChoice site.

What is eChoice’s legal status?

eChoice is a member of the Mortgage & Finance Association of Australia. eChoice is not a credit provider.