We are off and running in 2016. We’re not sure quite sure where January went, but here we are in February. School is back and the year well and truly underway.

2015 was a good year with plenty of activity across most states with Sydney and Melbourne experiencing considerable growth in the first half of the year, and a clear improvement seen in Brisbane, the Gold Coast and a number of regional areas.

We also experienced some wide ranging policy changes from lenders and more importantly interest rate movements driven by moves from the banking and finance regulators. A lot of this was fuelled by regulations to tighten who to and how much banks can lend, particularly in the investment market. You can read more on this here.

In 2015 we received calls and enquiries from every state and territory. With lots of changes and rates being increased lots of members were looking to improve their position and save money. With the dust now settled on these changes, it is a great time to fully re-evaluate where your current loans sit and for new buyers to assess how much they may be able to borrow and plan for the year ahead. We are always looking to ensure our clients get the very best deal that suits their individual situations, this is very important because everyone is different and this needs to be reflected in any offer or option we provide.

We look forward to assisting you and your fellow Union Members throughout 2016 and beyond, so please let my team and I assist you with any residential finance enquiries.

Scott.